About Pusaram

Vision and mission

A world where people everywhere can reach clear, practical and respectful financial education. We offer an inclusive learning and planning experience that builds understanding and supports practical action, without asking you for your financial details.

Principles

• Education before prescription. We explain options, trade-offs and risks.
• Privacy by design. No accounts. Workbook entries stay on your device.
• Dignity. Debt, low income and setbacks are not personal failures.
• Plain language, with depth when you want it.
• Global ideas, clearly labelled local rules.
• Accessibility and low-bandwidth friendliness.
• Sustainable progress over quick fixes.
• Transparency. Ads are separate and labelled, and we show review dates and sources.

Editorial policy

Every lesson has a learning objective, plain explanation, key terms, a worked example, an activity, a check, a common misunderstanding, a local-context note, references and a review date.

Authorship and review: every page is written and editorially reviewed by Prashant Nandkishor Maheshwari, who is the author and reviewer of record. Each page shows the review date. This is an editorial review, not a professional qualification or certification.

Independent specialist review (for example a chartered accountant, tax professional, historian or financial educator) has not yet taken place. Pages will say so until it does, and we will add the reviewer's name and date when it happens.

Examples use invented numbers and are labelled as illustrations. We do not make predictions or promise outcomes.

We do not recommend products or give personal advice. We list official public sources instead.

Corrections: use the feedback page. We will fix errors, note the change date, and keep a public changelog.

Advertising never influences what we write. See the advertising page.

Languages and countries

The site is written in English. Use the language menu at the top of any page (except the workbook) to read it in an Indian or global language. This opens the page through Google Translate, which translates automatically. Machine translation can be wrong, especially for money and tax terms, and translated pages have not been reviewed by us. Google's own privacy terms apply once you choose a language. We do not run the translation or receive anything from it.

The ideas are global. Where a rule is local (tax, deposit protection, reporting channels), we label the country and link to the official source. Examples use rupees (₹) for now. We never guess your country or currency from your language; in the workbook you can type any currency symbol.

Who runs this

Pusaram is an independent educational project by Prashant Nandkishor Maheshwari, who writes and reviews the content. The site is supported only by Google ads. See advertising and sources. Contact details are on the feedback page.